Abo and Penaranda Law firm

December 1, 2025

microlender

How to be a Microlender:  Relevant Laws and Regulations

What is a Microlender?  Microlending, also known as microfinance lending, provides small-scale loans to small businesses or poor and underserved individuals who, owing to their background, may not have the means to access larger loans from financial institutions like banks.  The amount loaned used to be P150,000.00 pesos, as per BSP Circular No. 272 and […]

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Crypto-assets in the Philippines 2025 SEC CASP RULES AND GUIDELINES

The Securities and Exchange Commission (SEC) released two memorandums on 30 May 2025 to proper facilitate the assets that enter the country. SEC Memorandum Circular No. 04, Series of 2025 or the SEC Rules on Crypto-Asset Service Providers (“CASP Rules”) and the SEC Memorandum Circular No. 05, Series of 2025 or the SEC Guidelines on

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From Paper to Portal: Reinventing Corporate Compliance through eSECURE

In the digital era, the Philippine Securities and Exchange Commission (“SEC”) has modernized its services to improve efficiency, transparency, and security for corporations and stakeholders. One of the cornerstone innovations is the “e-SECUREaccount”, a digital facility that enables secure, authenticated access to SEC’s online services. What is an E-Secure Account? An eSECURE account is a

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